PPACA prohibition from rescinding coverage

Within six months of enactment, all health plans are prohibited from rescinding coverage except for acts of fraud or intentional misrepresentation, required to provide dependent coverage until the age of 26, and prohibited from imposing lifetime benefit limits under the reconciliation bill. Annual benefit limits are prohibited starting in 2014, but restrictions are placed on the use of annual limits by all group plans within six months of enactment. The reconciliation bill clarifies that all plans, including grandfathered plans, are prohibited from applying pre-existing condition exclusions starting in 2014.