Tuesday, March 7, 2017

About Me

Doug is an Insurance Advisor and employee of Fearnow Insurance, Inc. Fearnow is the primary source for business', families and individuals to find, compare, and purchase all available commercial insurance and employee benefits solutions within today's complex financial marketplace. 

Customers tell us our brokerage approach is superior to "traditional" insurance agents: "Given our business and family's unique situation, Doug used a well thought-out methodology for developing the best program possible." At Fearnow, we know that dealing truthfully in all personal and business matters is the key to both yours and our long-term success.
Announcing the arrival of Douglas Interlandi at the Fearnow Insurance Agency on March 13, 2017. We are located in Seffner Florida at 11607 E Dr Martin Luther King Jr. Blvd.

Monday, August 30, 2010

Patient Protection and Affordable Care Act Compliance

Pre-existing Medical conditions
Beginning in January 2014 health plans will be prohibited from using pre-existing conditions as a reason to deny coverage to an individual. For children under the age of 19 this provision goes into effect on the plan year beginning on or after September 23, 2010. As of October 1, 2010, coverage for children will not be denied based on medical history.
 
Policy limits
The new law prohibits lifetime maximum limits beginning January 1, 2011.
 
Preventive care
For plan years beginning on or after September 23, 2010, the new law requires that certain preventive services are covered without any cost-share requirements from the insured.

As the Department of Health and Human Services releases further rules and guidelines, changes to health insurance plans will be necessary and will be announced on this blog. 

Lean Beef, Pork, Chicken, Turkey

Secret Ingredient: Protein

How it works: It takes more energy for your body to digest the protein in meat than it does for it to digest carbohydrates or fat, according to Doug Kalman, R.D., director of nutrition at Miami Research Associates, a nationally recognized pharmaceutical-research facility. "That means that the more protein you eat, the harder your body has to work to digest it, and the more calories you'll burn in the process," he says.

When researchers at Arizona State University compared the benefits of a high-protein diet with those of a high-carbohydrate diet, they found that people who ate a high-protein diet burned more than twice as many calories in the hours following their meal as those eating carbs. Even better, researchers in Denmark found that men who substituted protein for 20 percent of the carbs in their diets were able to boost their metabolisms, increasing the number of calories they burned each day by up to 5 percent.

Make it a healthy day!

Monday, May 3, 2010

COBRA Subsidies

A one year extension of federal subsidies for COBRA premiums paid by those who have lost their jobs as a result of the past two years’ economic conditions is contained in H. R. 4213, a bill designed to create new jobs and extend tax benefits that have expired or are about to expire. Both the House and Senate have passed H.R.4213, and lawmakers are now engaged in negotiations on how to resolve differences between the House and Senate-approved versions of the bill.

There is bicameral agreement on the COBRA subsidies. But as-yet unresolved disputes over the extent to which the $140 billion bill must be “paid for” (with new taxes or decreased spending) is slowing the bill’s movement. House and Senate Leaders say they hope to complete work on the bill by Memorial Day.